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Showing posts with label FICO Score. Show all posts
Showing posts with label FICO Score. Show all posts
6/10/2025

How to Buy a Home With Bad Credit — and Improve Your Credit

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Keeping credit  good Credit issues play a big role in preparing to buy a home. Here’s how to avoid buying a home with bad credi...
7/31/2019

Are You in Shock? Did Loan Forgiveness Affect Your Credit Score?

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But not in a postive direction? A consumer or borrower might think that getting rid of a loan would improve a credit score.  But the reali...
3/24/2017

New Credit Reporting Policy Change May Affect Many Consumers Positively

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Equifax, TransUnion and Experience will, as of July 1, 2017, require tax lien and civil judgment data to contain three of four information...
1/02/2016

Top Concerns for the 2016 Market

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Although the Consumer Financial Protection Bureau states "no problem", many REALTORs are experiencing delayed closing with the ...
6/07/2013

Checking Your Credit Report is Important for Buying Long Beach Real Estate

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According to DS News, 22% of Americans have never checked their credit report, according to Findlaw.com survey conducted in March, with ab...
4/10/2013

Tighter Lending Standards Are Making Home Sales More Difficult

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Long Beach housing inventory/end of 2012 Although much is being said about the housing recovery, the fact is that mortgage loans are muc...
5/27/2011

Credit Impacts on a Short Sale? You Make the Call

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I try to help people with this question: short sale or foreclosure, which is the better option? For most people, my reaction is, “Short sale...
1/21/2011

Consumer Credit: Tips for the Way to Better Credit

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In spite of general information available online, many consumers are still "in the dark" about how credit scoring functions and th...
11/10/2010

FICO Scores May Mean Savings on Monthly Payment of $200

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Many buyers, and property owners who want to refinance now, realize that FICO scores are important when it comes to getting a loan. But what...
11/20/2009

How Does Bankruptcy, Foreclosure or a Short Sale Affect the Borrower?

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The FICO® score was established by the Fair Isaac Corporation and is one of several systems which evaluate a borrower's credit worthines...
2 comments:
2/09/2009

Loan Pre-Approval and Credit Scores

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So often I hear from prospective buyers that they are afraid the loan pre-approval process will lead to a drastic lowering of their FICO (cr...
4 comments:
12/21/2007

Foreclosure Debt Forgiven; New FICO Score System

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The name of the little photo to the right is "holiday deer", and I hope you can also think of it as "Holiday Cheer" with...
1 comment:
4/12/2007

Local Credit is Very Global

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What constitutes news and relevant information about real estate? About you as a real estate consumer? Well, a lot of things, not just pictu...
2/24/2007

First Time Homebuyers in Los Angeles and Orange Counties

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There is a NEW First Time Buyer Program Available, through funds raised by Realtors and their Pacific West Association of Realtors who have ...
2/23/2007

Rear View Mirror is Always Clearer Than the Windshield

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Among the ten biggest homebuying mistakes: Waiting for a better market and interest rates. You only have the market you're living in rig...
2/16/2007

Lenders Tightening Up--Take Care of Your Credit Ranking

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It just can't be emphasized enough to keep track of your FICO score, because the name of the game is the higher your score, the more cho...