Long Beach/Southern California Real Estate

Sometimes it's important to review basic aspects of financing a new purchase, or maybe you're a homeowner looking at refinancing. Un...

Keeping Cool The Property Assessed Clean Energy Program, or PACE, makes it possible for an owner to finance certain improvements and pay...

Everyone has heard of "flips". They were often foreclosed houses or condos bought, usually by an investor or some legal entity fo...

Verifying the buyer's finances . The standard contract form used by California REALTORS says that the buyer must provide verification ...

I learned a long time ago that “ common sense is NOT common practice “. This is especially the case during the emotional time that surrounds...

In August, 2011, the California statewide median price for a single family home was approximately $297,000, an estimated 7% drop in price fr...

Today I was contacted by a Los Angeles Times housing market reporter covering the market on new loan amounts coming into effect soon.  It...

Without an extension or permanent change enacted by Congress, loan limits will decrease from $729,750 to $625,500.  Couple that with new ...

Getting a mortgage can be daunting, especially when there’s a lot of your hard-earned money at stake. It’s critical to spend a few hours res...

The real estate markets in many areas, and not just in the United States, have much to be thankful for in the all-cash buyer. The all-cash t...

There is a lot of confusing information about loan modification opportunities, plus the additional fact that unqualified companies or indivi...

Effective March 1, 2009, Fannie Mae is implementing changes to their condo financing guidelines “in light of the current condo market and th...

Like these guys, we would all like to find a way to save money. But what will it cost? Today I received a nice letter from my mortgage lende...

The $168 billion package signed off on by President Bush earlier this week increased the maximum conforming loan limit up to as much as $72...

Quote of the day: "Long-term rates, such as those for mortgages, don't respond directly to the Fed's short-term rate moves. Som...

Whenever the Federal Reserve increases or decreases rates as it did today, it means different things for different people. The winners will ...

The FHA Modernization Bill passed by the United States Senate on December 13 will bring changes that have been fought for long and hard. FHA...

Today's news and guidelines on loans eligible for the interest rate freeze: According to the New York Times, the goal of the President...

More to follow, but today's news, and it should be good news for many people, is that rates for loans initiated January 1, 2005 through ...

I decided to make my post on another blog a subject for today. A reader comment at another blog prompted me to respond. The reader's ref...