Interest rates lower

Rates actually lowered, a great opportunity for buyers to keep their payments lower. In case you didn't know, rates vary according to local markets, so if you see a rate quoted on a website it might actually be a national average, not what you would get locally. In Los Angeles area, you can expect a 30-year fixed conforming loan (under $333,700) to be around 6.11% with about .5% in points. But if you have a FICO score over 700, you might find a 30-year fixed at 5.875% at 0 points. See this for a report.

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